At Covenant Advance, we are committed to helping small businesses grow with fast, flexible, and transparent financing solutions. We understand the challenges business owners face every day, which is why we provide straightforward funding options designed to support working capital, expansion opportunities, and long-term success. Our team focuses on delivering a simple application process, personalized support, and reliable access to the capital businesses need to move forward with confidence.
Our vision is to become a trusted financial partner for businesses across the country by empowering entrepreneurs with accessible funding solutions and exceptional service. We aim to simplify business financing while building lasting relationships based on trust, transparency, and results — helping businesses thrive at every stage of their journey.
Getting funds through Covenant Advance is fast and simple. You can apply in minutes and receive funds the same day as approval.†
We offer a business term loan and a business line of credit to help meet your unique funding needs, and can tailor your repayment terms to fit your business.
Covenant Advance is fully dedicated to protecting the safety and security of our customers and their data. Visit our security center to see how we keep your information safe.

As a Covenant Advance customer, you’ll get a dedicated U.S.-based loan advisor (available five days a week) to help you through the entire process.

Make informed decisions with our Covenant Advance Loan Comparison Tool. It gives you a comprehensive breakdown of your cost of capital — including all the key terms you need to evaluate potential loan offers.

If you renew, we’ll waive all remaining interest on your original term loan.